Terms of Service and Privacy Policy

1. The agreement

These Terms of Service (the “Terms”) are an agreement between you and TexHost, LLC (“TexHost,” “we,” or “us”) for use of TrollerBk.com, the subscriber portal, related APIs, and the TrollerBk MCP server (together, the “Service”). If you accept on behalf of a company, you represent that you have authority to bind that company, and “you” means that company.

By using the Service, starting a trial, or paying for a subscription, you agree to these Terms and to the Privacy Policy below. If you do not agree, do not use the Service.

We may update these Terms by posting a revised version on this page and, for material changes that affect paying subscribers, by email to the address on the account. Continued use after the effective date of a revision is acceptance of the updated Terms.

2. The Service

TrollerBk is a research product: custom reports and related access against a compiled database of United States business bankruptcy court records. Delivery may include email, spreadsheets, the subscriber portal, REST APIs, and MCP tools in an assistant you connect.

The public marketing site, including delayed sample tables, is informational. A trial or paid subscription is required for same-day event lists, custom reports, document retrieval, and MCP access.

Not legal, financial, or investment advice. Nothing in the Service is a substitute for the official court record or for advice from a qualified attorney or advisor. Always verify material facts against PACER or the court.

Data is compiled from public United States Bankruptcy Court records (PACER / CM-ECF), court RSS feeds, and public claims-agent registers. Court records change; errors and delays occur. The Service is provided as is. We do not warrant uninterrupted availability, completeness, or fitness for a particular purpose.

3. Accounts, trials, and credentials

You must be 18 or older (or the age of majority where you live) to subscribe. You are responsible for users on your account and for keeping usernames, passwords, and API tokens confidential. If you share a credential, that person can act as you. Recycle a token from Your Account → API Token if it may have leaked. Notify us promptly of unauthorized access or of a change to your email or billing address. Notices sent to the last address we have are sufficient.

A trial does not require a credit card. We may limit trial scope and duration. Starting a paid plan requires a payment method that belongs to you or your firm.

Plan limits (including simultaneous users on the Desk plan) apply. Do not share a single login beyond the seats on your plan. API tokens and MCP credentials may not be resold or used to redistribute the database.

4. Fees, renewal, and cancellation

Paid plans are month to month unless we agree in writing to annual terms. Subscription fees are billed in advance for the period, in USD, exclusive of taxes, which are your responsibility. Fees are earned when paid and are not refundable. We do not prorate a period if you cancel mid-cycle. Other charges that accrue during a period (if any) are billed at period end.

Subscriptions renew automatically until you cancel or we terminate the account. Cancel from the portal; cancellation is effective at the end of the then-current paid period. You remain responsible for charges incurred before cancellation takes effect.

We bill through Stripe. Card numbers are handled by Stripe and are not stored on our servers. Pricing for new subscriptions is as shown on the pricing page unless we quote otherwise in writing. We may change fees on notice; the new fees apply at the next renewal.

Custom reports for the mandate on your plan are included. Unusually large or one-off development may be quoted separately.

5. Acceptable use

Use the Service only for your firm’s internal research and related professional work. You may not: (a) scrape or harvest the Service with automated processes outside the documented API and MCP interfaces we provide to you; (b) attempt to disrupt, overload, or reverse engineer the Service; (c) upload malware or submit queries intended to damage the database; (d) impersonate another user; or (e) use the Service in violation of law.

We may suspend or terminate access that we reasonably believe is abusive, a security risk, or a material breach of these Terms.

6. MCP and third-party assistants

MCP access, where included on your plan, lets an assistant you choose (for example Claude, ChatGPT, or Cursor) call TrollerBk with your credential. That assistant is not operated or controlled by TexHost. Your use of it is subject to that provider’s terms, privacy practices, and fees, which are separate from your TrollerBk subscription.

You are responsible for what your users and connected assistants do with your account. Recycle tokens and revoke OAuth access from the portal when a user or assistant should no longer have access.

7. Intellectual property

Underlying court documents remain public court records. TexHost owns the compilation, classification, software, look and feel, and other original content of the Service. We grant you a limited, non-exclusive, non-transferable license to use that compilation during your paid or trial term, for the seats on your plan. You may not republish, resell, or provide the database as a competing service without our written consent.

8. Limitation of liability

To the maximum extent permitted by law, TexHost, LLC and its officers, employees, and agents are not liable for indirect, incidental, special, consequential, punitive, or exemplary damages, including lost profits, lost savings, or lost revenues, arising from use of the Service, even if advised of the possibility. Our total liability for any claim relating to the Service is limited to the amounts you paid us for the Service in the twelve months before the claim.

Some jurisdictions do not allow certain limitations. In that case, our liability is limited to the fullest extent those laws permit.

9. General

These Terms are the entire agreement for the Service, except where a signed order or enterprise agreement says otherwise (that writing controls if it conflicts). They are governed by the laws of the State of Nevada, United States, without regard to conflict-of-law rules. They are not assignable by you without our consent. If a provision is unenforceable, the rest remains in effect.

Questions: [email protected].